A home is one of the biggest purchases that most of us make during our lifetime. Unlike a small purchase that is started and finished in a short period of time, the financial obligations of home ownership last for decades. While getting a mortgage that fits into your budget is an important factor of the process, you also want to choose a home that you will be happy in and which will serve your needs now and in the future. Before you start looking at the list of homes for sale in Scottsdale, you need to determine your priorities.
Some of the factors that differ from one home purchase to the next are:
• Neighborhoods – Family-Oriented, Seniors, Sports-Focused, etc.
• Schools – Will kids get a good education?
• Proximity to Work, Healthcare Facilities, or Other Priorities
• Available Transportation – Public, Proximity to Airports, etc.
• Style of Home – Condo, Two-Story, Number of Bedrooms, etc.
• Condition – Fixer Upper vs Luxury Home
Make a Priority List
List all of your preferences in each category and then mark them in order of preference. It isn’t likely you will find a listing with all of your preferences in one of the homes for sale and the more demanding you are, the more you are likely to pay. Decide which areas you are willing to compromise on and those which you are less likely to give up.
The second part of your preparation revolves around the finances. How much can you comfortably afford to spend on your house payments? How long do you want your mortgage to last? Think about where you will be in twenty or thirty years. You may want to work at having your home paid for by the time you retire so your payments will end at the same time as your income. A real estate agent can help you determine how much money you should spend on your home. Some online realty sites have professional mortgage calculators that help you determine the amount that you can afford to pay for your new home. Having a budget in mind will help you and the realtor know which of the homes for sale you should be looking at and which ones are a waste of time.
Investing in Luxury Golf Homes
In some areas, there are luxury golf homes for sale that provide the owners with a more enjoyable lifestyle that puts their favorite activity at their front door. These homes are growing in popularity for their beautiful design, awe-inspiring landscaping, and luxurious amenities. Like the purchase of any home, buying luxury real estate should be at the top of your priority list. In addition to the obvious benefit of living beside a beautiful golf court, there are also different styles of luxury homes for sale that will meet the preferences of a variety of people.
Finding the right house for you often relies on finding the right realtor to guide you through the listings of homes for sales in Scottsdale that meet your criteria and providing you with an honest evaluation of which choices are best for you. Create your priority list and share it with the realtor to start a search that will result in your dream home.